PaperexLearn › Funding rate
Futures

Funding rate explained

A perpetual future has no expiry date, so something has to keep its price glued to the real spot price. That something is the funding rate — a small payment swapped between longs and shorts every few hours.

The problem perpetuals solve

A traditional futures contract expires on a set date, which pulls its price toward spot as expiry nears. Perpetual futures ("perps") never expire — so traders could push the contract far from the underlying price. The funding rate is the mechanism that stops that drift.

How funding works

At regular intervals (commonly every 8 hours on real venues), traders on one side pay traders on the other:

The payment is a percentage of your position's value, not of your margin — so with leverage it can be a meaningful, recurring cost or income.

Key idea: funding is not a fee paid to the exchange — it flows between traders. It exists purely to keep the perp price anchored to spot.

Reading funding as a sentiment gauge

Because funding reflects which side is crowded, it doubles as a positioning signal:

Funding near zero means the two sides are balanced and the perp is tracking spot closely.

Funding and your costs

If you hold a leveraged position across a funding timestamp, you'll pay or receive funding. Holding a long through repeated positive funding slowly bleeds your account even if price stays flat — worth factoring into any multi-day position.

On Paperex: the Derivatives panel shows the live funding rate alongside open interest and the long/short ratio, so you can see crowding build up in real time.

Watch funding live

See the funding rate, open interest and long/short ratio update in real time on Paperex.

Open the derivatives panel ↗